1. Information We Collect
We collect information in two ways: information you provide directly, and information collected automatically when you use our site.
Information you provide: If you contact us by email, we collect your email address and the content of your message. Our card quiz collects your responses (spending categories, credit score range, reward preferences) to generate card recommendations. We do not require you to create an account or provide your name.
Information collected automatically: When you visit EliteCardPerks, we and our analytics providers automatically collect standard log data including your IP address, browser type, operating system, referring URLs, pages visited, and time spent on pages. This data is used in aggregate to understand how our site is used and to improve it.
2. How We Use Your Information
- To provide and improve the card recommendation quiz and comparison tools
- To analyze site traffic and usage patterns so we can improve our content
- To respond to emails and support requests
- To comply with legal obligations
- To detect and prevent fraudulent or abusive activity
We do not use your information to make automated credit decisions, and we do not transmit your quiz responses or spending data to card issuers.
3. Cookies & Tracking Technologies
We use cookies and similar technologies for the following purposes:
- Analytics: We use Google Analytics to understand how visitors use our site. Google Analytics sets cookies to track sessions and pageviews. You can opt out of Google Analytics across all sites using the Google Analytics Opt-out Browser Add-on.
- Functionality: We use localStorage to remember your card comparison selections within a session. This data is stored only in your browser and is not transmitted to our servers.
- Affiliate tracking: When you click an affiliate link, the card issuer or affiliate network may set cookies to track whether you were approved for the card. These cookies are set by third parties and governed by their own privacy policies.
You can control cookies through your browser settings. Note that disabling cookies may affect site functionality.
4. Affiliate Links & Third Parties
EliteCardPerks contains affiliate links to card issuers and their applications. When you click these links, you will be directed to a third-party website governed by that party's own privacy policy and terms. We are not responsible for the privacy practices of third-party sites.
Our affiliate partners may receive information that you clicked a link from our site. They do not receive your quiz responses, your spending data, or any personal information you provided to us.
5. Data Sharing
We do not sell your personal information. We do not share your personal information with card issuers for marketing purposes. We may share information in the following limited circumstances:
- Service providers: We use third-party services like Google Analytics to help operate our site. These providers process data on our behalf under data processing agreements.
- Legal requirements: We may disclose information when required to by law, court order, or governmental authority.
- Business transfers: If EliteCardPerks is acquired or merges with another entity, user data may be transferred as part of that transaction. We would notify users before any such transfer.
6. Your Rights & Choices
Depending on your location, you may have rights regarding your personal data including the right to access, correct, or delete your data. To exercise any of these rights, contact us at hello@elitecardperks.com. We will respond within 30 days.
California residents may have additional rights under the CCPA. We do not sell personal information as defined under the CCPA.
7. Data Security
We implement reasonable technical and organizational measures to protect the information we hold. However, no internet transmission is completely secure. We encourage you to use strong, unique passwords if you create any accounts with services linked from our site.
8. Children's Privacy
EliteCardPerks is not directed at children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.
9. Changes to This Policy
We may update this privacy policy from time to time. When we make material changes, we will update the effective date at the top of this page. We encourage you to review this policy periodically.
10. Contact Us
For privacy-related questions or requests, contact us at hello@elitecardperks.com. We take privacy inquiries seriously and aim to respond within 2 business days.
Last updated: February 21, 2026